Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,045 4,045 4.04
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,045 Short Term Not Applicable 1,213 2,831

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.5 9.33 8.23 6.82 7.04 7.0
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.18 8.48 7.71 5.67 6.89 6.55
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 6.99 7.24 6.59 4.72 - 5.9
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.97 7.75 7.56 6.3 8.07 8.31
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.94 7.81 7.1 5.59 6.52 6.63
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.6 7.92 7.26 5.6 7.36 7.83
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.14 6.57 8.02 7.42 6.67 6.29 7.32
ABSL Dynamic Bond Gr Reg 27-09-2004 1.14 6.56 8.02 7.42 6.68 6.29 7.58
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 5.97 7.7 7.0 8.35 6.7 7.68
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.77 7.42 6.7 4.66 - 5.19
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.62 7.88 7.36 5.99 - 6.76
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.19 7.56 6.99 5.41 7.56 7.88
SBI Dynamic Bond Reg Gr 10-02-2004 1.38 5.18 7.23 7.03 5.44 7.39 6.05
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.14 7.36 6.81 4.88 6.74 5.82
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.69 7.15 6.61 4.93 6.84 7.24
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.04 6.71 6.48 5.73 6.13 7.96
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 3.98 6.44 6.39 4.79 6.24 7.42
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.81 6.44 6.06 - - 5.3
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.41 5.54 5.3 4.41 - 5.56
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.35 7.14 7.18 5.12 6.87 6.74
Union Dynamic Bond Gr 13-02-2012 1.57 3.2 6.26 6.07 4.11 5.77 6.25
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.07 7.08 6.53 4.52 6.89 7.44
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 3.05 5.78 5.52 4.05 6.02 6.7