Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,101 10,101 10.1
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,101 Short Term Not Applicable 3,030 7,071

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.7 9.24 8.52 7.48 7.25 7.11
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.42 8.78 8.89 6.22 7.22 6.66
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.27 8.91 9.36 7.81 6.66 7.74
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 11.27 8.9 9.35 7.8 6.66 7.52
JM Dynamic Debt Reg Gr 25-06-2003 0.97 11.14 8.44 7.9 6.37 6.92 6.77
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.95 8.38 8.55 6.44 7.69 8.07
DSP Strategic Bond Reg Gr 16-05-2007 1.19 10.9 8.94 8.43 6.21 7.49 7.04
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 10.84 8.72 7.94 5.76 7.26 6.02
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 10.76 9.29 8.82 6.67 - 7.23
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 10.74 8.88 8.15 6.58 8.07 8.13
Union Dynamic Bond Gr 13-02-2012 1.55 10.57 8.17 7.75 5.42 6.37 6.68
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 10.43 8.36 8.59 6.12 7.85 6.21
PGIM India Dynamic Bond Gr 12-01-2012 1.64 10.36 8.41 7.6 5.72 7.24 7.58
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 10.32 8.17 8.32 5.63 6.8 7.68
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.21 8.33 7.56 8.87 7.09 7.91
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.1 8.45 7.91 6.94 6.66 8.15
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.08 8.54 8.62 7.06 8.34 8.47
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 9.71 8.41 8.1 5.66 7.48 7.78
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.71 7.89 7.54 5.18 - 5.51
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 9.61 8.16 7.28 - - 6.3
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 9.49 7.48 7.38 5.08 6.59 7.06
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 8.93 6.96 6.71 5.45 - 6.2
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.5 7.01 7.03 4.64 - 5.97